MileTruth

2026 mileage deduction calculator

Updated September 4, 2026 · free, no signup, nothing leaves your browser

2026 has two IRS business mileage rates — 72.5¢ before July 1 and 76¢ after. Enter your miles for each half of the year and this works out the correct combined deduction, plus roughly what it is worth in tax.

Your 2026 standard mileage deduction
$13,400.00
Estimated tax it saves you

Why two rates

The IRS set 72.5¢ effective January 1, 2026 (Notice 2026-10, announced in IR-2025-128), then raised it to 76¢ for expenses paid or incurred on or after July 1, 2026 (Announcement 2026-11, in IRB 2026-29). Full detail on the 2026 rate page.

A deduction is not a refund

The single most common mistake is reading "76¢ per mile" as "76¢ back." It isn't. A deduction reduces the income you are taxed on. What it is actually worth depends on your marginal rate — plus, for self-employed drivers, the 15.3% self-employment tax, which is why the saving is larger than your income bracket alone suggests. See the IRS page on self-employment tax and our explainer.

This is general information, not tax advice. It cites IRS publications directly so you can check every number yourself. Your situation may differ — talk to a tax professional before you file.
Cite this pageMileTruth. "2026 mileage deduction calculator." Baker Ventures LLC, September 4, 2026. https://miletruth.bakerventuresstudio.com/mileage-deduction-calculator